See what recurring costs add up to
Subscription Cost Calculator
Add your recurring charges to see how much they cost each month, year, and pay period.
Free, private, and calculated on your device.
Calculate your subscription costs
What this tells you
This calculator puts different billing schedules on the same monthly and yearly basis, then estimates how much of each paycheck supports those subscriptions.
Simple example
Two monthly subscriptions of $10 and $24 plus a $120 yearly plan cost about $44 per month, $528 per year, and $20.31 from each biweekly paycheck.
How to use this result
Review each charge and decide whether you use it enough to keep it. Canceling, pausing, or choosing a lower plan could free up part of the monthly total shown above.
The Calm Budget Sheet
Want to keep tracking your money after this estimate? The Calm Budget Sheet is a beginner-friendly Google Sheets budget tracker for ongoing planning.
View The Calm Budget SheetFuture checkup reminders
In the future, you will be able to get weekly, biweekly, or monthly checkup reminders.
FAQ
Do empty rows count?
Empty rows count as $0, so you only need to complete the rows you use.
How are weekly subscriptions converted?
The calculator multiplies a weekly charge by 52 for a yearly estimate, then divides by 12 for a monthly average.
How are yearly subscriptions converted?
A yearly charge is divided by 12 to estimate its average monthly cost.
Is the pay-period cost a bill amount?
No. It is an estimate of how much to set aside from each paycheck based on your selected pay frequency.
Simple disclaimer
This calculator is for general education and estimation only. It is not financial, legal, tax, or professional advice.