Monthly Budget Calculator
Add your subscription total to a full monthly budget.
Subscription Cost Calculator
Add your recurring charges to see how much they cost each month, year, and pay period.
Calculate your subscription costs
What this tells you
This calculator puts different billing schedules on the same monthly and yearly basis, then estimates how much of each paycheck supports those subscriptions.
Simple example
Two monthly subscriptions of $10 and $24 plus a $120 yearly plan cost about $44 per month, $528 per year, and $20.31 from each biweekly paycheck.
How to use this result
Review each charge and decide whether you use it enough to keep it. Canceling, pausing, or choosing a lower plan could free up part of the monthly total shown above.
Related calculators
Paycheck Budget Calculator
Plan what remains from your next actual paycheck.
Savings Goal Calculator
See how reduced subscriptions could support a savings goal.
The Calm Budget Sheet
Want to track recurring costs beside the rest of your monthly budget? The Calm Budget Sheet is a beginner-friendly Google Sheets budget tracker.
Learn about The Calm Budget SheetFuture checkup reminders
In the future, you will be able to get weekly, biweekly, or monthly checkup reminders.
FAQ
Do empty rows count?
Empty rows count as $0, so you only need to complete the rows you use.
How are weekly subscriptions converted?
The calculator multiplies a weekly charge by 52 for a yearly estimate, then divides by 12 for a monthly average.
How are yearly subscriptions converted?
A yearly charge is divided by 12 to estimate its average monthly cost.
Is the pay-period cost a bill amount?
No. It is an estimate of how much to set aside from each paycheck based on your selected pay frequency.
Simple disclaimer
This calculator provides an estimate for general education only. It is not financial advice.